IF YOU HAVE CREDIT PROBLEMS OR ISSUES…

Today may be your lucky day if you want to finance real estate in California.

There are programs for almost every borrower.

Recent Bankruptcy? Recent Foreclosure? Late Mortgage Payments? Slow Payments on every account? You may qualify - even with issues like these and still get very competitive rates & fees.

Loan terms vary according to the loan amount, down payment (if any) and other factors including your credit rating, as well as your credit risk scores. Today there are several loan programs that just may be able to make your dreams of owning a home come true without waiting for years.

Find out if you qualify, all you have to do is apply on line or call for more information.

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Buy with NO DOWN PAYMENT! Don't verify your income! It's OK to have past or even current credit problems!	******************************* * * Zero Down! * * *******************************
Loans are available for up to 100% of the purchase price, in many cases, even if you have "bad credit" and difficulty documenting all or part of your income. Flagship Mortgage Company offers programs from several lenders who specialize in lending to good people who have credit problems. Find out if you qualify, all you have to do is apply on line or call for more information.

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Have late payments and someone told you that you couldn't get a prime loan?

You may need "sub-prime" financing or you may just need to explain to Flagship Mortgage Company what happened and qualify for prime, not "sub-prime" loan terms. We specialize in helping people make the most of the loan process to obtain the best possible mortgage.

We want you to explore your options not just accept what we or anyone else says. After we carefully review your credit, income, assets, and the subject property characteristics you will know that every possible alternative has been investigated. You can't lose; you can only gain by getting a better loan.

Find out if you qualify, all you have to do is apply on line or call for more information.

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Consider Federal Housing Administration (FHA) or Veterans Administration (VA)!

FHA or VA financing can be the right answer because it saves money. Flagship Mortgage Company knows how to evaluate your profile to see if FHA or VA loan programs will help you get the best overall program. Many lenders don't offer FHA or VA financing, so they don't suggest the plan that may suit you best. We are very familiar with how FHA and VA can help you qualify.

Find out if you qualify, all you have to do is apply on line or call for more information.

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Need a Home Equity Line of Credit or Second Trust Deed?
Have Credit Issues or Low Credit Risk Score?

You may need cash for debt consolidation, home improvements, or almost any other reason and not want or need to refinance your existing loan. In that case a Home Equity Line of Credit (HELOC) or Second Trust Deed can be the right answer for you. First we evaluate your situation, and then we can discuss what options are available to you and what program(s) will best meet your needs.

Find out if you qualify, all you have to do is apply on line or call for more information.

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